Once you have chosen the most appropriate type of ‘Power of Attorney’ (POA), either a Single Purpose Power of Attorney, General Power of Attorney or Enduring Power of Attorney, it is just as critical that you chose your agent or Attorney carefully.
Since a POA can give very broad power to your Attorney, this document can cause a lot of harm if misused. If you do not have a trusted family member or close friend, consider appointing a professional Attorney, such as a lawyer or an accountant. There are some restrictions on who can act as your Attorney, and your lawyer or notary can advise you when you are preparing your Power of Attorney.
If you appoint more than one person to act as your Attorney, either in the same document or in separate documents, consider if your Attorneys should act unanimously or by majority decision. Some people opt to name a primary Attorney, and set restrictions for the alternate or secondary Attorneys.
Before naming your Attorney, discuss this obligation with the individual or individuals. Granting ‘Power of Attorney’ to someone (and even delivering the written document to them) does not mean that this person has to accept the obligation of acting as your Attorney if they don’t want to. The Attorney does not have to take any specific steps to say “no,” or to later decline to act - if they no longer wish to be your Attorney.
If you ever want to terminate the appointment of the Attorney, you can provide a Revocation of Power of Attorney to your agent, and the various institutions that may have received a copy of the Power of Attorneys to advise them of the change.
There are factors that may automatically terminate the power granted, including if your Attorney becomes bankrupt or is convicted of an offence.
If you decide not to name an Attorney and experience a loss of capacity, the Court may appoint a “Committee” of one or more people to look after your financial and / or legal matters affairs. Committeeship is much more expensive than making an Enduring Power of Attorney.
Finally, some people are under the false impression that the Power of Attorney will allow their Attorney to deal with healthcare and issues pertaining to medical needs. The Power of Attorney governs only financial and legal matters.
In order for your agent to assist in your medical well-being, you will need to provide them with a “Representation Agreement (section 9)”, however; should a conflict arise between your Enduring Power of Attorney and your Representation Agreement, the provisions of your Enduring Power of Attorney will prevail.
A ‘Power of Attorney’ (POA) is one component of Personal Planning and Estate Planning. The POA is a written document that authorizes another adult to act on your behalf for the purpose of dealing with private and business issues, as well as legal matters.
As the person granting authority, you are called the Principal, or Grantor / Donor of the Power. The person authorized to act on your behalf is called the Agent or Attorney-in-Fact, or ‘Attorney’ - for short.
Powers of Attorney have been used for thousands of years. Imagine a time when people could not travel rapidly, converse by telephone to confirm transactions, nor send ‘paperwork’ electronically. A document permitting your trusted Attorney to act on your behalf would have had tremendous utility.
Still today, individuals find themselves in situations where a Power of Attorney is extremely useful, but it is essential that you choose the POA that best suits your needs.
A Single Purpose Power of Attorney grants permission to your Attorney to deal with a single bank account, a single piece of real estate, or give instructions to a lawyer in a specific matter.
A General Power of Attorney gives power to your Attorney for all purposes, and allows the Attorney to deal with a wide scope of financial and legal matters, however; the authority ‘expires’ when the Donor loses mental capacity.
Unfortunately, it is upon the loss of mental capacity and when we can no longer participate in our own financial and legal matters, that our loved ones are most in need of a document that allows them to represent us in such matters.
The legislature of British Columbia passed statute giving Donor the ability to grant a power to their Attorney that would not expire upon the Donor becoming incapacitated: the Enduring Power of Attorney.
With an Enduring Power of Attorney, your Attorney will be able to make necessary financial and legal decisions for you in the event that you have become mentally incapable due to age, traumatic accident or extreme illness.
Remember that a valid POA document must specify whether the Attorney can exercise authority only when you are still mentally capable, or if the power comes into effect if you are incapable, or both. If you have real estate, it is important that you advise the Lawyer or Notary preparing your Power of Attorney, since the Land Title Act requires that the Donor’s appointment to be in writing and witnessed by a Lawyer or Notary.
While very useful, the authority of the Power of Attorney should not be underestimated, and careful consideration must be given to when it is appropriate and who will be named as the Attorney. It is important to note that while there is an expectation that the Attorney will act only in your best interest, with a Power of Attorney, the Attorney can also act against the wishes of the Donor.
It’s that time of year…you’re supposed to feel festive and joyous, but for many people, it is exactly the opposite. For those that have dealt with a change in their family structure due to separation or divorce, the ‘holidays’ can be even more challenging. Here’s a quick tip survival guide:
Child-centered - if you have kids, spend time together doing activities that are put off during the rest of the year. When appropriate, ensure that kids have equal parenting time with both parents, and even have visits with all extended family. If one parent lives far away – plan for a telephone call, Skype or Facetime.
Gifting – kids will want to give a gift to the ‘other parent’ and your participation (driving them to the stores, and allocating money towards a gift) will surely be called upon. Only the children suffer when parents are too proud to buy gifts for the ‘ex’.
New traditions – most families have deeply rooted traditions and customs around this time of year. With new family structures, some established ways may need to be updated. If possible, include the children’s ideas about what ways the holidays could be celebrated in each household, so that next year, there are new traditions to which they can look forward.
Police intervention in families during a family breakup is relatively common. More often than not, one of the parties contacts the police during a heated argument, in the spur of the moment, and without actually appreciating the consequences.
The problem is that once the police are called, the situation can escalate to new territory that neither party intended to explore.
Let’s examine the case of John Doe (actual client name is withheld).
John was together with his spouse for about 10 years in an emotionally charged relationship. Arguments were common during their decade-long relationship, but there was no physical violence.
One day, as the parties were preparing to go to bed, and having a heated discussion, Jane, the wife slapped John on his chest; the strike was hard enough to leave a bruise. John, perturbed by the strike, decided to leave the family residence.
On his way to his parents’ home, he decided to stop at the local police precinct and report the incident. He did not want Jane charged, but he wanted the police to take note of his bruise. Five days later, John was charged with assault.
It turns out that the police had attended with Jane to investigate John’s bruise. Jane was surprised and startled by the police visit and immediately told the police that she was simply defending herself, even though John was the one sporting the bruise.
The police chose to charge John - and not Jane.
At trial, Jane admitted that John had, in fact, not hit her at all, and that she had hit him. The charges were dropped but not before substantial legal expenses and 6 months of extreme stress for John, and to a lesser extent for Jane.
In John’s case, a Peace Bond was not an option because John denied the assault; he did not want to enter into a Peace Bond to settle the matter. John was concerned that entering into a Peace Bond would amount to an admission, a moral admission and not a legal admission, that he had done something wrong. He was prepared to spend money on legal fees to see the case to its rightful end.
More often than not, individuals facing assault charges will prefer to resolve matters through a Peace Bond. Trading a Peace Bond for the Crown dropping a criminal charge can significantly reduce legal fees, while at the same time shortening the time when a criminal charge hangs over someone’s head.
Trading a Peace Bond for the withdrawal of a criminal charge provides a measure certainty for the accused. Although the facts may not appear to favour a conviction, trials can produce unexpected results. Certainty of outcome is a significant factor not to be ignored in these cases.
However, entering into a Peace Bond is not without its own set of consequences. In the context of a Parenting Time application, a Peace Bond may be perceived by the Court as cautionary warning that the Court needs to treat the accused cautiously. The Peace Bond may have conditions which the accused must avoid breaching, whereas the accuser may take advantage of the Peace Bond to allege a breach. And finally, entering a Peace Bond leaves a perception that the accused may have actually participated in an assault, when possibly, that was not the case.
Your conduct throughout your divorce process now, may affect how your potential future-partners will judge your character.